{"id":797,"date":"2020-11-04T10:52:42","date_gmt":"2020-11-04T10:52:42","guid":{"rendered":"http:\/\/albahar.bowaba.com\/?page_id=797"},"modified":"2020-12-11T11:36:24","modified_gmt":"2020-12-11T11:36:24","slug":"fraud-and-risk-management","status":"publish","type":"page","link":"https:\/\/albaharandpartners.com\/ar\/fraud-and-risk-management\/","title":{"rendered":"Fraud and Risk Management"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"797\" class=\"elementor elementor-797\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-bc96948 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"bc96948\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-629bf80\" data-id=\"629bf80\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6f9dc16 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"6f9dc16\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Fraud and Risk Management<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f4ffa8d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f4ffa8d\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d06d7e3\" data-id=\"d06d7e3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-88d8830 premium-title-color elementor-widget elementor-widget-premium-addon-title\" data-id=\"88d8830\" data-element_type=\"widget\" data-widget_type=\"premium-addon-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\t\t<div class=\"premium-title-container style1\">\r\n\t\t\t<h2 class=\"premium-title-header premium-title-style1\">\r\n\t\t\t\t\r\n\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"premium-title-text\" >\r\n\t\t\t\t\tWhy are risk management and fraud detection key for digital banking?\t\t\t\t<\/span>\r\n\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t<\/h2>\r\n\t\t<\/div>\r\n\r\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f9a3578 elementor-widget elementor-widget-text-editor\" data-id=\"f9a3578\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>As\u00a0digital banking\u00a0continues to rise, consumers expect to\u00a0<strong>onboard and access financial institutions\u00a0<\/strong>and smoothly manage their finances on any connected device.<\/p><p><strong>Wherever they are<\/strong>.<\/p><p>In parallel, financial institutions face a\u00a0<strong>dramatic increase in the number of cyberattacks<\/strong>, with more sophistication and complexity.<\/p><p>Fraudsters and hackers continuously challenge the security measures in place by financial institutions to protect their customers&#8217; sensitive data.<\/p><p>Here&#8217;s\u00a0an example from the\u00a0Facts the Fraud 2020 report from UK Finance.\u00a0We see that, even though financial institutions in the UK do a fairly good job and prevent approx. 60% of all attempted fraud, it still poses a significant threat with big losses. Mobile banking fraud losses are increasing rapidly, up 92% in 2019.<\/p><p>Thus,<strong>\u00a0risk management<\/strong>\u00a0strategies and authentication policies need to adapt and be more automated to cope with an increased number of connections, the creativity of fraudsters, and new regulations.<\/p><p>Financial Institutions need to use\u00a0<strong>multiple techniques to monitor each risk and cyberattack<\/strong>, but\u00a0solving this can be a real challenge with several vendors involved.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e33311a elementor-widget elementor-widget-image\" data-id=\"e33311a\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"500\" height=\"315\" src=\"https:\/\/albaharandpartners.com\/ar\/wp-content\/uploads\/sites\/3\/2020\/11\/fs-fraud-report_1_0.jpg\" class=\"attachment-full size-full wp-image-799\" alt=\"\" srcset=\"https:\/\/albaharandpartners.com\/ar\/wp-content\/uploads\/sites\/3\/2020\/11\/fs-fraud-report_1_0.jpg 500w, https:\/\/albaharandpartners.com\/ar\/wp-content\/uploads\/sites\/3\/2020\/11\/fs-fraud-report_1_0-300x189.jpg 300w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d3425c9 elementor-widget elementor-widget-text-editor\" data-id=\"d3425c9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>We combine 5 risk manegement techniques.<\/h3><p>There are five leading technologies to detect fraud, and Gemalto IdCloud supports them all:<\/p><ul><li><strong>IP intelligence<\/strong>,<\/li><li><strong>device profiling<\/strong>,<\/li><li><strong>customer profiling<\/strong>,<\/li><li><strong>cyber threats detection<\/strong>,<\/li><li><strong>consortium intelligence<\/strong>.<\/li><\/ul><p>We are continuously evaluating, improving, and integrating new technologies to our cloud services to ensure you always have the best possible protection and stay one step ahead of the fraudsters.<\/p><p>There&#8217;s more.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-850fa01 premium-title-color elementor-widget elementor-widget-premium-addon-title\" data-id=\"850fa01\" data-element_type=\"widget\" data-widget_type=\"premium-addon-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\t\t<div class=\"premium-title-container style1\">\r\n\t\t\t<h2 class=\"premium-title-header premium-title-style1\">\r\n\t\t\t\t\r\n\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"premium-title-text\" >\r\n\t\t\t\t\tEnhanced onboarding with risk management\t\t\t\t<\/span>\r\n\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t<\/h2>\r\n\t\t<\/div>\r\n\r\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b910cf3 elementor-widget elementor-widget-text-editor\" data-id=\"b910cf3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"row jb-box\"><div class=\"col-lg-12 col-md-12 col-sm-12 col-jb-12 col-xs-12 jb-box\"><div class=\"col-lg-8 col-md-8 col-sm-8 col-jb-8 col-xs-12 sans-padding jb-box\"><div><p>By adding risk management to your KYC services, you can introduce\u00a0<strong>adaptive onboarding<\/strong>, such as starting the whole process by checking for any signs of potentially fraudulent activity, before launching the actual KYC process.<\/p><p>The goal is to\u00a0<strong>prevent ID fraud and lower false acceptance rate (FAR)<\/strong>, one of the most important KPIs to track during digital onboarding.<\/p><img decoding=\"async\" class=\"img-responsive image-centrer-resp-mobile wowdroite alignright\" src=\"https:\/\/www.thalesgroup.com\/sites\/default\/files\/database\/assets\/images\/2020-09\/fs-digital-banking-fraud-prevention.jpg\" alt=\"Fraud prevention\" \/><p>It is also possible to lower the total cost of ownership by avoiding additional checks and abandoning high-risk enrollments at an early stage.<\/p><p>The best way to combat\u00a0<strong>new account fraud\u00a0<\/strong>is with a holistic, multi-layered approach to security.<\/p><\/div><\/div><\/div><\/div><p>Using<strong>\u00a0device reputation<\/strong>,<strong>\u00a0IP intelligence<\/strong>,<strong>\u00a0<\/strong>and<strong>\u00a0population profiling<\/strong>\u00a0<strong>technologies<\/strong>\u00a0and learning to recognize your standard user&#8217;s everyday online interactions (comparing legitimate customer behavior and known fraudster behavior), it is possible to weed out criminals in real-time.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a499fbf premium-title-color elementor-widget elementor-widget-premium-addon-title\" data-id=\"a499fbf\" data-element_type=\"widget\" data-widget_type=\"premium-addon-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\t\t<div class=\"premium-title-container style1\">\r\n\t\t\t<h2 class=\"premium-title-header premium-title-style1\">\r\n\t\t\t\t\r\n\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"premium-title-text\" >\r\n\t\t\t\t\tEnhanced access with risk management\t\t\t\t<\/span>\r\n\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t<\/h2>\r\n\t\t<\/div>\r\n\r\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2bfe177 elementor-widget elementor-widget-text-editor\" data-id=\"2bfe177\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>By adding smart risk management services to the access phase,\u00a0<strong>every customer transaction&#8217;s risk level is analyzed in real-time<\/strong>.<strong>\u00a0<\/strong>A\u00a0recommendation on the most appropriate authentication method is given.<\/p><p>This process helps to\u00a0<strong>make the right choice to minimize fraud<\/strong>, allow the transaction, block the transaction, or challenge the customer with a step-up authentication.<\/p><p>The result?<\/p><p>This can\u00a0<strong>mitigate account takeover (ATO) fraud<\/strong>, and financial institutions can define a\u00a0<strong>continuous adaptive authentication<\/strong>\u00a0policy based on customer segmentation, customer preferences, use cases, and their own parameters.\u00a0<\/p><p>You can also introduce\u00a0<strong>silent login<\/strong>, as mentioned in\u00a0PSD2.<\/p><p>This means you do not have to ask for an additional 2-factor authentication at login if you have risk management in place to confirm the user is genuine.<\/p><p>This user confirmation can be done with the customer profiling technology available in Thales Gemalto IdCloud, based on\u00a0behavioral biometrics.\u00a0<\/p><p>As all are\u00a0<strong>running silently in the background, the solution provides a frictionless end-user experience<\/strong>.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-660a699 elementor-widget elementor-widget-image\" data-id=\"660a699\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1050\" height=\"404\" src=\"https:\/\/albaharandpartners.com\/ar\/wp-content\/uploads\/sites\/3\/2020\/11\/fs-IdCloud-Fraud-Prevention.png\" class=\"attachment-full size-full wp-image-800\" alt=\"\" srcset=\"https:\/\/albaharandpartners.com\/ar\/wp-content\/uploads\/sites\/3\/2020\/11\/fs-IdCloud-Fraud-Prevention.png 1050w, https:\/\/albaharandpartners.com\/ar\/wp-content\/uploads\/sites\/3\/2020\/11\/fs-IdCloud-Fraud-Prevention-300x115.png 300w, https:\/\/albaharandpartners.com\/ar\/wp-content\/uploads\/sites\/3\/2020\/11\/fs-IdCloud-Fraud-Prevention-1024x394.png 1024w, https:\/\/albaharandpartners.com\/ar\/wp-content\/uploads\/sites\/3\/2020\/11\/fs-IdCloud-Fraud-Prevention-768x295.png 768w, https:\/\/albaharandpartners.com\/ar\/wp-content\/uploads\/sites\/3\/2020\/11\/fs-IdCloud-Fraud-Prevention-600x231.png 600w\" sizes=\"(max-width: 1050px) 100vw, 1050px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8437ea6 premium-title-color elementor-widget elementor-widget-premium-addon-title\" data-id=\"8437ea6\" data-element_type=\"widget\" data-widget_type=\"premium-addon-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\t\t<div class=\"premium-title-container style1\">\r\n\t\t\t<h2 class=\"premium-title-header premium-title-style1\">\r\n\t\t\t\t\r\n\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"premium-title-text\" >\r\n\t\t\t\t\tBenefits for financial institutions\t\t\t\t<\/span>\r\n\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t<\/h2>\r\n\t\t<\/div>\r\n\r\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f0f6729 elementor-widget elementor-widget-image\" data-id=\"f0f6729\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"2182\" height=\"1880\" src=\"https:\/\/albaharandpartners.com\/ar\/wp-content\/uploads\/sites\/3\/2020\/11\/fs-Benefits-financial-institutions.jpg\" class=\"attachment-full size-full wp-image-801\" alt=\"\" srcset=\"https:\/\/albaharandpartners.com\/ar\/wp-content\/uploads\/sites\/3\/2020\/11\/fs-Benefits-financial-institutions.jpg 2182w, https:\/\/albaharandpartners.com\/ar\/wp-content\/uploads\/sites\/3\/2020\/11\/fs-Benefits-financial-institutions-300x258.jpg 300w, https:\/\/albaharandpartners.com\/ar\/wp-content\/uploads\/sites\/3\/2020\/11\/fs-Benefits-financial-institutions-1024x882.jpg 1024w, https:\/\/albaharandpartners.com\/ar\/wp-content\/uploads\/sites\/3\/2020\/11\/fs-Benefits-financial-institutions-768x662.jpg 768w, https:\/\/albaharandpartners.com\/ar\/wp-content\/uploads\/sites\/3\/2020\/11\/fs-Benefits-financial-institutions-1536x1323.jpg 1536w, https:\/\/albaharandpartners.com\/ar\/wp-content\/uploads\/sites\/3\/2020\/11\/fs-Benefits-financial-institutions-2048x1765.jpg 2048w, https:\/\/albaharandpartners.com\/ar\/wp-content\/uploads\/sites\/3\/2020\/11\/fs-Benefits-financial-institutions-1200x1034.jpg 1200w, https:\/\/albaharandpartners.com\/ar\/wp-content\/uploads\/sites\/3\/2020\/11\/fs-Benefits-financial-institutions-1980x1706.jpg 1980w, https:\/\/albaharandpartners.com\/ar\/wp-content\/uploads\/sites\/3\/2020\/11\/fs-Benefits-financial-institutions-600x517.jpg 600w\" sizes=\"(max-width: 2182px) 100vw, 2182px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f051a90 premium-title-color elementor-widget elementor-widget-premium-addon-title\" data-id=\"f051a90\" data-element_type=\"widget\" data-widget_type=\"premium-addon-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\t\t<div class=\"premium-title-container style1\">\r\n\t\t\t<h2 class=\"premium-title-header premium-title-style1\">\r\n\t\t\t\t\r\n\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"premium-title-text\" >\r\n\t\t\t\t\tOne cloud platform to secure onboarding and access to digital banking \t\t\t\t<\/span>\r\n\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t<\/h2>\r\n\t\t<\/div>\r\n\r\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8808c85 elementor-widget elementor-widget-text-editor\" data-id=\"8808c85\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Our risk management services are part of Thales Gemalto IdCloud.<\/p><p>Our cloud-based managed services let financial institutions\u00a0<strong>combine KYC<\/strong>,<strong>\u00a0authentication<\/strong>,<strong>\u00a0<\/strong>and\u00a0<strong>risk management\u00a0<\/strong>to\u00a0<strong>secure onboarding and access to digital banking services<\/strong>\u00a0and enhance the customer journey.<\/p><p>\u00a0<\/p><p>This is done with\u00a0<strong>one single simplified API<\/strong>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c656a2a elementor-widget elementor-widget-image\" data-id=\"c656a2a\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1080\" height=\"459\" src=\"https:\/\/albaharandpartners.com\/ar\/wp-content\/uploads\/sites\/3\/2020\/11\/fs-oneAPI-.jpg\" class=\"attachment-full size-full wp-image-802\" alt=\"\" srcset=\"https:\/\/albaharandpartners.com\/ar\/wp-content\/uploads\/sites\/3\/2020\/11\/fs-oneAPI-.jpg 1080w, https:\/\/albaharandpartners.com\/ar\/wp-content\/uploads\/sites\/3\/2020\/11\/fs-oneAPI--300x128.jpg 300w, https:\/\/albaharandpartners.com\/ar\/wp-content\/uploads\/sites\/3\/2020\/11\/fs-oneAPI--1024x435.jpg 1024w, https:\/\/albaharandpartners.com\/ar\/wp-content\/uploads\/sites\/3\/2020\/11\/fs-oneAPI--768x326.jpg 768w, https:\/\/albaharandpartners.com\/ar\/wp-content\/uploads\/sites\/3\/2020\/11\/fs-oneAPI--600x255.jpg 600w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-07827f9 elementor-widget elementor-widget-spacer\" data-id=\"07827f9\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-4b257f6 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4b257f6\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-b8466de\" data-id=\"b8466de\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-38dbef9 elementor-widget elementor-widget-image\" data-id=\"38dbef9\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"352\" src=\"https:\/\/albaharandpartners.com\/ar\/wp-content\/uploads\/sites\/3\/2020\/11\/digital_banking_img1.jpg\" class=\"attachment-full size-full wp-image-781\" alt=\"\" srcset=\"https:\/\/albaharandpartners.com\/ar\/wp-content\/uploads\/sites\/3\/2020\/11\/digital_banking_img1.jpg 640w, https:\/\/albaharandpartners.com\/ar\/wp-content\/uploads\/sites\/3\/2020\/11\/digital_banking_img1-300x165.jpg 300w, https:\/\/albaharandpartners.com\/ar\/wp-content\/uploads\/sites\/3\/2020\/11\/digital_banking_img1-600x330.jpg 600w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-ff6780f\" data-id=\"ff6780f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-85e4988 elementor-widget elementor-widget-heading\" data-id=\"85e4988\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Mobile Authentication &amp; Biometrics<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6c34262 elementor-widget elementor-widget-text-editor\" data-id=\"6c34262\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Mobile biometric authentication is an approach to multi-factor authentication (MFA) to verify an individual\u2019s identity that uses possession of a mobile device as a first factor and use of that device to verify a unique biometric identifier as a second factor.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6d294f0 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"6d294f0\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-lg\" href=\"http:\/\/g5q.c35.myftpupload.com\/mobile-authentication-biometrics\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-939c293 elementor-widget elementor-widget-spacer\" data-id=\"939c293\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-67ad464 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"67ad464\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-f4efe7b\" data-id=\"f4efe7b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-525bcf5\" data-id=\"525bcf5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Fraud and Risk Management Why are risk management and fraud detection key for digital banking? As\u00a0digital banking\u00a0continues to rise, consumers expect to\u00a0onboard and access financial institutions\u00a0and smoothly manage their finances on any connected device. Wherever they are. In parallel, financial institutions face a\u00a0dramatic increase in the number of cyberattacks, with more sophistication and complexity. Fraudsters [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-797","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/albaharandpartners.com\/ar\/wp-json\/wp\/v2\/pages\/797","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/albaharandpartners.com\/ar\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/albaharandpartners.com\/ar\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/albaharandpartners.com\/ar\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/albaharandpartners.com\/ar\/wp-json\/wp\/v2\/comments?post=797"}],"version-history":[{"count":1,"href":"https:\/\/albaharandpartners.com\/ar\/wp-json\/wp\/v2\/pages\/797\/revisions"}],"predecessor-version":[{"id":1111,"href":"https:\/\/albaharandpartners.com\/ar\/wp-json\/wp\/v2\/pages\/797\/revisions\/1111"}],"wp:attachment":[{"href":"https:\/\/albaharandpartners.com\/ar\/wp-json\/wp\/v2\/media?parent=797"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}